Linking your Aadhaar number to your bank account is a simple process that can be done online, offline, or via mobile. Once linked, you can easily receive government subsidies directly into your account and enjoy greater protection against financial fraud.
Although many banks automatically link Aadhaar numbers during the account-opening process, those who haven’t yet done so can complete the linking later through multiple available methods. While not mandatory by the government, linking Aadhaar provides several significant benefits.
Why You Should Link Aadhaar to Your Bank Account
1. Direct Benefit Transfers (DBT): Linking ensures that government subsidies like LPG and kerosene benefits are credited directly to your account.
2. Enhanced Security: It helps protect against financial fraud and unauthorized transactions.
3. Direct Scholarship Payments: Government scholarships and welfare funds are transferred directly into Aadhaar-linked accounts.
Methods to Link Aadhaar with Your Bank Account
1. Linking Through Bank Branch
Step 1: Visit the nearest branch of your bank.
Step 2: Request an Aadhaar linking form from the bank representative.
Step 3: Fill in the required details bank name, account number, Aadhaar number, and contact information.
Step 4: Attach a photocopy of your Aadhaar card.
Step 5: Submit the form to the bank official.
The bank will verify your details and process the request. You’ll receive a confirmation message on your registered mobile number once the linking is successful.
2. Linking via Net Banking
Step 1: Visit your bank’s official net banking portal.
Step 2: Log in using your registered credentials.
Step 3: Locate and click on the ‘Link Your Aadhaar’ option under ‘e-services’.
Step 4: Choose your account type.
Step 5: Enter your Aadhaar number and click ‘Submit’.
After verification, you’ll receive an SMS confirmation once your Aadhaar is successfully linked.
3. Linking Through ATM
Step 1: Go to the nearest ATM and insert your debit card.
Step 2: Enter your PIN to access the menu.
Step 3: Select ‘Aadhaar Registration’ under the ‘Services’ section.
Step 4: Choose your account type and enter your 12-digit Aadhaar number. Re-enter it for confirmation and select ‘Confirm’.
A confirmation message will be sent to your registered mobile number once the linking is successful.
4. Linking via Mobile Banking App
Step 1: Download and open your bank’s mobile app.
Step 2: Log in using your registered credentials.
Step 3: Tap on ‘Services’ or ‘Aadhaar Update’.
Step 4: Select ‘View/Update Aadhaar Card Details’.
Step 5: Enter your Aadhaar number and re-enter it for verification.
Step 6: Tap ‘Submit’.
You’ll receive a confirmation SMS after your Aadhaar number is successfully linked.
5. Linking via Missed Call
Step 1: Give a missed call to your bank’s Aadhaar linking number.
Step 2: Answer the callback from the bank.
Step 3: Provide your Aadhaar number when prompted.
After verification, you’ll get an SMS confirming that your Aadhaar number is successfully linked to your bank account.
6. Linking via SMS
Step 1: Send an SMS in the format UID Aadhaar Number from your registered mobile number.
Step 2: For some banks, you may need to include the last six digits of your account number followed by your Aadhaar number.
Once your message is sent, the bank verifies the details with the UIDAI database. Upon successful authentication, a confirmation SMS will be sent to your registered number.
By following any of these methods, you can securely link your Aadhaar number with your bank account, ensuring seamless access to government benefits and added protection for your finances.